Smart receipts, straight into the bank app.
Every card payment becomes a smart digital receipt, delivered straight into your customer’s bank app. No paper, no app to download, no friction.
A smart receipt, in the bank app
The payment carries a Klarifii code, so the full itemised receipt lands right inside your customer’s banking app. No paper, no lookup, loyalty and fraud protection built in.
Payment Captured
Customer pays at a connected terminal.
POS & e-commerceVerified & Tagged
The payment is checked for fraud signals and matched to its itemised receipt, then attached to one permanent record.
Fraud + ReceiptReaches the Bank
The record rides your customer’s existing card payment straight to their bank. No new rails, nothing for you to set up.
Bank railResolved Everywhere
The full itemised receipt appears in the bank app: items, loyalty, and fraud checks, with live updates on refund, cancellation, or dispute. No paper.
Consumer + Bank UIThree layers, built for merchants
Zero Paper.
Every card payment becomes a smart digital receipt. Item-level proof of purchase for returns and warranty claims, no screenshots, zero paper.
Instant Protection.
Instant dispute notifications, so you're not left fulfilling an order that's already been charged back. Catch it early, save the product, save the chargeback fee.
No Signup.
The payment is the loyalty event. No app to scan, no card, no extra step, rewards trigger automatically from verified purchases, specific items, or spend rules. More repeat customers, zero friction.
Your customers feel it, before your books do
The receipt is attached to the payment before your customer leaves the counter. Nothing to print, nothing to type, nothing to download.
The receipt question disappears
No “receipt with that?”, no email typed into a terminal, no loyalty card to find. One tap and the queue keeps moving.
Line speedReturns without the paper
The customer arrives with no receipt, which today means a manager override or a refused return. Item-level proof sits on the payment, so staff verify the purchase itself.
Fewer disputesYou are in the app they open daily
Not an unreadable statement line. Your name, your items, your total, inside the banking app. The same clarity that heads off “I don’t recognise this charge” disputes.
Brand surfaceLoyalty with nothing to join
The payment is the loyalty event, so there is no sign-up at the till and no enrolment rate to worry about. Every paying customer is already in.
Zero friction
Tyro
Not seeing your POS or payment provider? Tell us which one and we will prioritise it and let you know when it is supported.
Common questions
Does this cost anything?
Does it work with my POS or payment provider?
What happens to my existing receipts?
Built for merchants
Replace paper with smart receipts that land straight in your customers’ bank apps, and turn every sale into loyalty and fraud protection. Let’s get you set up.
Tell us about your setup and we will get you connected. A person replies.
